Match your ledgers to your bank statements every day. Spot breaks early and retain every daily check for your monthly return.
Dedicated CASS module with simple setup and ongoing support
Zero-touch reconciliations designed for firms operating under CASS 15, with automated matching, auditable exception handling, and reporting workflows.
Auditable, granular recordkeeping from payment, to payout, to journal entry from all of your connected data sources (API, SFTP or file upload).
Purpose-built CASS reporting, including new CASS 15 CASS reconciliation and reporting support.
Flexible organisational hierarchy with multi-entity segregation and reporting.
Support for multi-currency reconciliations and reporting, plus optional tolerance thresholds.
Not one reconciliation but a set, each on its own cadence, each leaving the record the next review will ask for.
Your own records reconciled against each other, so the ledger agrees with the transactions behind it before anything leaves the building.
Internal records reconciled against the balance actually held at the institution, with any difference surfaced rather than discovered later.
Run daily, on the following business day, so a discrepancy is a day old at most instead of a month.
Every check retained with its result and its cause, so the evidence behind a monthly safeguarding return is already assembled.
Reconciled on a D+1 cadence: Your ledger reconciled against the balance held at the institution, every business day, with any difference surfaced and attributed rather than found at period end. Every run is retained with its result, so the evidence behind a return is assembled as you go.
The daily reconciliations, discrepancy detection, and records regulated firms need behind every CASS 15 return.
The critical regulatory dates for UK payment & e-money institutions under FCA oversight.
Quickly create customisable reports that can be used to help adhere to regulations, support operational efficiencies and accelerate audit reviews.
Unified automation that cuts manual work, risk and complexity
Customer Story"Thanks to Equali, we are able to control in detail the end-to-end flow of all transactions processed, giving us greater visibility and enabling us to detect any potential leaks or anomalies along the way."
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Martin Burn · 18 June 2026Equali supports CASS 15, the FCA safeguarding rulebook for UK payment and e-money firms. It brings rules in line with investment firms to protect consumer funds and stop pool shortfalls.
Equali is a UK specialist that automates daily internal and external CASS 15 checks. CASS 15 has applied since 7 May 2026, and you can contact the Equali team to get your workflows live.
Equali supports the CASS 15 rules that took effect on 7 May 2026. The first monthly safeguarding return was due in July 2026, covering the month of June 2026.
Equali runs both daily CASS 15 checks. Internal checks match your own records so your ledger agrees with the transactions behind it. External checks match those internal records to the balance at your bank.
Equali compares your internal records against external bank balances on a D+1 schedule. When a shortfall or excess appears, Equali flags the exact variance and its cause right away.
Equali retains every daily check with its result and break cause across the month. Your team has the records and custom reports needed behind each SUP 16.14A monthly safeguarding return.
Equali keeps a clear record from each payment to its payout and journal entry. Firms can pull these daily reconciliation logs at any time to support their CASS 10A resolution pack.
Equali connects by API to payment providers, accounting systems, and ERPs in real time. For bank statements and custom files, Equali accepts CSV, XLS, XLSX, and TXT files via upload or SFTP.
Equali sets up CASS 15 workflows in a few days to a few weeks, with pricing based on your size and needs. Our team guides your setup with regular calls and a shared Slack or Teams channel.
Connect your channels and providers, and let Equali reconcile, categorise and post every transaction. Start free, or see it on your own data.
