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Effortless reconciliations. No exceptions.

Reconciliation and control infrastructure that scales with your business.

Real-time
reconciliation
Order to cash
fully traceable
£100Ms
reconciled
95%+
less manual effort

Remove manual reconciliation hassle

A scalable reconciliation solution that automatically matches payments and payouts so you don't have to

Zero touch reconciliation & journals

Automatically post reconciled and categorised journal entries to your accounting system. Only handle exceptions.

AUDIT TRAIL#TX-94021
100% 3-Way Matched
01
Shopify Order#10432
12 Jun · Online Checkout
£49.99Gross Sale
02
Stripe Gatewaych_3N84x
Fee deducted: −£1.45 (2.9%)
£48.54Net Captured
03
Barclays SettlementMT940
Payout po_941 · 14 Jun
£48.54Settled In Bank
Variance: £0.00 (Zero Break)Ledger: Xero JE-8892

Transaction-level system of record

Auditable, granular recordkeeping from payment, to payout, to journal entry from all of your connected data sources (API, SFTP or file upload).

SETTLEMENT BATCH13 Jun Payout
100% Decomposed · Matched
Gross Sales Captured£412,880.00
Refunds−£6,204.15
Chargebacks & disputes−£1,930.00
Scheme & interchange fees−£8,417.62
FX adjustment−£512.09
Net Settled in BankMatched to payout record
£395,816.14
Matched: 4,318 txnsPosted to Ledger · JE-9941
  • High-throughput matching engine

    Scalable transaction matching across high-volume payment gateways, banks and multi-currency ledgers.

  • Regulatory Use Cases

    Purpose-built CASS reporting, including new CASS 15 CASS reconciliation and reporting support.

  • Multi-entity support

    Flexible organisational hierarchy with multi-entity segregation and reporting.

  • Multi-currency support

    Support for multi-currency reconciliations and reporting, plus optional tolerance thresholds.

app.equali.io/reconciliations
100% Synced
The Equali settlements view, with payments across channels matched and totalled in one reconciled table

Free Access for Auditors & Accountants

Speed up period close: We don't charge extra for your auditors or accountants. Grant them access, and they can create reports independently, reducing the manual work and back and forth during period close, whether that's a CASS reporting period or month end.

Trusted by merchants & FinTechs

Unified automation that cuts manual work, risk and complexity: from SMBs to multinationals

Company logoCustomer Story

"Thanks to Equali, we are able to control in detail the end-to-end flow of all transactions processed, giving us greater visibility and enabling us to detect any potential leaks or anomalies along the way."

Wouter van HaaftenCFO, Sunday

Interview Transcript

Wouter van Haaften, CFO of Sunday, on reconciling with Equali

Sunday is a financial technology company that was established in 2021. The company specialises in payment solutions for the restaurant and broader hospitality industry. It operates in three core geographies (the US, France and the UK) and currently employs 130 people across offices in Atlanta, Chicago, London and Paris.

My role as head of finance is to lead the finance and accounting teams, and my responsibilities are mainly about driving Sunday's financial roadmap and making sure our finances remain healthy.

The core challenge we face at Sunday relates to the fact that we process millions of transactions on a weekly basis on behalf of the restaurants. When, in addition to the volume of transactions, we take the complexity of working with several partners along the value chain, it makes the reconciliation exercise very complex from a finance and accounting standpoint.

We decided to work with Equali first and foremost because of the team. The team, coming from a broad range of experience within the FinTech and payments industry, gave us confidence that they would understand our problem and also provide us with the right solution.

In addition, Equali offered us dedicated customer support, on which they have delivered constantly for the past year. Every piece of feedback we have provided has been taken with great seriousness, and they have adjusted their product to suit our specific needs.

We use Equali mainly on the reconciliation front, making sure that the money we collect from the restaurant guest ends up in the right bank accounts at the right time. Equali provides us with an additional layer of confidence that our team's work is accurate.

Beyond the reconciliation piece, we also use Equali for two specific use cases:

First, our cash in transit: having a good understanding of the amount of money flowing through our systems at all times, still due to restaurants.

And second, fee reconciliation: making sure that the money we are being charged by our partners is correct.

The value that Equali provides Sunday today is, first, great control and visibility into the funds that flow through our system. But also, leveraging Equali enables our product and engineering teams to focus on revenue and growth-driven initiatives, such as building new features for the restaurants we serve. And on the finance side, it helps us focus on the more strategic projects, such as optimising our P&L and being a real strategic business partner for the teams.

Related reading & guides

Explore technical guides and architectures for automated reconciliation and accounting.

Reconciliation4 min read

How to automate payment reconciliation

A four-step guide to moving from manual, spreadsheet-based payment reconciliation to an automated process that matches every payout to its orders and posts the journal entries for you.

Martin BurnMartin Burn · 23 July 2026
Read article
Strategy5 min read

Reconciliation models: pros and cons

The reconciliation models finance teams use, from fully manual spreadsheets to a purpose-built platform, and the trade-offs of each depending on the scale and complexity of your payments.

Martin BurnMartin Burn · 23 July 2026
Read article

FAQs

What is Equali?

Equali is a UK-based technology provider, offering effortless reconciliations and accounting automation for FinTech & eCommerce. Our goal is to provide you with a straightforward implementation, so you can start seeing the value of our solution in no time.

How can I automate my reconciliations?

With Equali, you can automate your reconciliations without any development. Simply sign up and we'll work with you to implement a solution that fits your requirements.

Can you support our CASS 15 reconciliation workflows?

Yes - as a UK-based reconciliation and reporting specialist, we're well-placed to support regulated firms with their CASS 15 reconciliation workflows.

CASS 15 has applied since 7 May 2026. Contact the Equali team to get your reconciliation workflows live.

How much does it cost?

Pricing is available on the pricing page of our website for standard use cases.

For regulated firms or to discuss enterprise/white-label requirements, please contact us directly or arrange a call and we'll speak with you more about what you need.

Do you work with partners or offer white-label solutions?

We offer a number of partnership options, including referral partnerships and more embedded/white-label solutions. Book a call with our team so we can walk through your requirements and determine what type of solution works best for you and your customers.

How does Equali handle payment gateway reconciliation and dispute matching?

Equali connects directly to payment gateways to match payout batches to your ledger. When disputes or chargebacks happen, Equali logs each deduction and refund as a clear line item.

Can Equali manage multi-PSP clearing accounts and foreign currency FX variances?

Equali manages separate clearing accounts for each payment gateway in every currency you accept. It tracks exchange rate changes at payout time to prevent unexplained gaps in your bank balance.

Stop chasing reconciliations in spreadsheets

Connect your channels and providers, and let Equali reconcile, categorise and post every transaction. Start free, or see it on your own data.

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