Are you ready for the FCA's new safeguarding reconciliation rules? Register for our webinar series to make sure you're prepared.
2,847
Reconciled
12
Reconciliation Breaks
99.6%
Match Rate
Payment Reconciliation All
TXN-2314
REF-7890
$1,250.00
$0.00
14 Aug 2025
Reconciled
TXN-2315
REF-7891
$850.00
$25.00
14 Aug 2025
Break
TXN-2316
REF-7892
$3,400.00
$0.00
14 Aug 2025
Reconciled

Stay ahead of PS25/12 safeguarding rules

Automated reconciliations and reporting backed by auditable recordkeeping to help achieve PS25/12 compliance before the FCA's 7th May 2026 deadline

Schedule your free PS25/12 gap analysis call
Start a free trialSchedule a demo
Financial Integrations Section

Integrate with your financial systems

Stripe Adyen NetSuite SAP Xero QuickBooks SWIFT MT940/942 ISO20022 CAMT.052/.053 CSV XLS/XLSX + more

Real-time reconciliations to keep you audit-ready

Get ahead of the FCA's expanded reconciliations and reporting scope outlined in PS25/12 before 7th May 2026
Support for complex reconciliations, including multi-currency and multi-entity reconciliations.
Granular payment-level reconciliations, fully auditable to journal entries.
Get connected via API, SFTP or upload bespoke file formats directly to the Equali dashboard.
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Schedule your free PS25/12 gap analysis call

Control and visibility over every payment

A single unified platform for all of your payment and sales data, standardised for full control and better reporting.

Schedule your free PS25/12 gap analysis call

PS25/12 Feature Support

Daily Operations & Reconciliation

Segregated funds reporting✔ Supported
Internal safeguarding reconciliation✔ Supported
External safeguarding reconciliation✔ Supported
Non-standard reconciliations✔ Supported
Daily reconciliation (minimum)✔ Supported
Regular reconciliation point✔ Supported
Shortfall alerting✔ Supported

Reporting & Compliance

FCA reporting✔ Supported
Monthly safeguarding return for EMIs with unrelated payment business✔ Supported
Mandated GBP reporting✔ Supported

Audit & Oversight

Safeguarding audit exemption reports (<£100k safeguarded)✔ Supported
Recordkeeping✔ Supported

Fund Management

Separation of FX-only transactions✔ Supported
Unclaimed funds reporting✔ Supported
30 Mins
Get Started in Minutes
95%
Less Manual Effort
0
Development Effort
90%+
Month End Stress Reduction
Thanks to Equali, we are able to control in detail the end-to-end flow of all transactions processed, giving us greater visibility and enabling us to detect any potential leaks or anomalies along the way.
Wouter van Haaften, Head of Finance, Sunday

Frequently Asked Questions

Can you help us comply with the FCA's PS25/12 safeguarding rules?

Yes - as a UK-based reconciliation and accounting software specialist, we're well-placed to support regulated businesses with their safeguarding obligations, including those outlined in the FCA's PS25/12 policy statement. The deadline for implementation is 7th May 2026, so contact the Equali team as soon as possible to help you get compliant with time to spare!

Does this work with my payment providers and accounting system?

Yes! We're directly connected with your payment providers, sales channels and accounting systems/ERPs. For bank statements, ledgers or complex data, we can accept CAMT.052/CAMT.053 statements or other csv/Excel file formats. We can also integrate with custom APIs if required.

Got a bespoke format? We also support file upload directly to the dashboard, as well as SFTP file transfer. Contact the Equali team and we can help you get started.

How long does setup take?

Sign up for a trial and follow our quickstart guides to get started in minutes, or contact the Equali team if you'd like more support or have a complex use case. We ensure all complex use cases, including those with regulatory compliance requirements, get sufficient support before, during and after the implementation process.

How can I access a free trial?

Just click the "Start a free 14-day trial" button below, select the appropriate tier and you can get started with a 14-day free trial! You will need a card to sign up for a trial. If you're not the budget holder, schedule a call with our team so we can understand what you're looking for.

How much does it cost after the free trial?

Pricing is available on the pricing page of our website for standard use cases. For FCA-regulated firms or enterprise requirements, please contact us directly or arrange a call and we'll speak with you more about what you need.

Schedule your free PS25/12 gap analysis call